|
| VISA - Earn rewards for every dollar charged |
| VISA Gold and VISA Platinum |
9.99%*
|
0.8325%
|
| Default APR |
17.99%**
|
1.4992%**
|
ANNUAL PERCENTAGE
RATE
For purchase and cash advances |
Gold |
Platinum |
|
9.99%*
|
9.99%*
|
| Other APRs |
Cash Advance APR:
9.99%*
Balance Transfer APR:
9.99%*
Default APR:
17.99%** |
| Annual Fee |
None |
None |
| Grace Period for Purchases |
25 Days |
| Method of Computing the Balance
for Purchases |
Average daily balance including
new purchases |
| Transaction Fee for Purchases |
None |
| Cash Advance Fee |
None |
| Late Fee - If payment is 15 days
late |
$25 |
| Over Limit Fee |
$15 |
Information printed is accurate as of September, 2007. For an update
on information call the VISA Department at (770) 491-9575, (888)
800-4275, or by e-mail. You
can also write to our VISA Department at PO Box 105205, Atlanta,
GA 30348.
*Your Annual Percentage Rate may vary according to your creditworthiness
and could be higher than the stated rate. Please ask a loan officer
for details on how your rate is determined.
**Default APR: If at any time your account is 60 days or more past
due, we may increase your rate to 17.99%. After payments have been
made as required for 6 consecutive months, cardholders may reapply
to have their interest rate adjusted to the regular APR for purchases
and cash advances.
All rates and terms quoted are subject to change. APR=Annual Percentage
Rate |
